Creditors' Rights & Bankruptcy

Commercial Finance

Stites & Harbison possesses extensive experience in commercial lending transactions having represented major commercial and regional banks, credit unions, insurance companies, placement agents and trust companies – as well as borrowers, developers, and lessees, in a wide range of commercial financing transactions throughout the United States.

Our attorneys routinely handle the most sophisticated and complex structured financing transactions including syndicated credit facilities, synthetic lease transactions, securitizations, tax-exempt bond financing, tax increment financing, and tax credit financing. Additionally, we assist our small business and start-up clients in closing SBA 7(a) and 504 agency-guaranteed loans; and structuring, negotiating, documenting and recovering commercial, real estate, and consumer loans.

Our experience also includes:

  • Leveraged equipment financing
  • Vendor financing programs
  • Project financing
  • Conduit lending
  • Mortgage warehouse lending
  • Leveraged acquisition lending
  • Leveraged employee stock ownership plan loans

Stites & Harbison attorneys manage a variety of asset-based loan transactions with collateral ranging from traditional accounts receivable and inventory to more specialized property such as equine bloodstock, hospital and nursing home assets, music portfolios, mobile kitchens, fleets of mobile offices, aircraft, barges, rolling stock, securities and investment property, agricultural installations, telecommunications networks, and various types of capital manufacturing equipment.

With every transaction, we strive to minimize client risk while providing appropriate solutions that address our clients’ legal and business needs.

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Client Alerts

COVID-19: Focus on the Impact on Commercial Leases

The outbreak of coronavirus disease (COVID-19) has and will continue to significantly disrupt commercial tenants and landlords, especially in the retail, restaurant and hospitality industries. As COVID-19 continues to spread, commercial tenants and landlords will encounter challenges in meeting contractual obligations due to the fluid nature of the outbreak and government responses to the same.

by J. David Wicker and Mary Lucille Noah (Mary Lu) March 25, 2020
Client Alerts

Contracts Being Tested by COVID-19

As the country takes action to slow the spread of the COVID-19 coronavirus, sporting events, concerts, and business conferences are being cancelled at an astounding rate. Each day that passes since the outbreak brings new cancellations, government containment efforts, and complex legal questions. The initial visible impact in the United States has been predominantly to the hospitality and entertainment industries, with cancellations significantly affecting venues, attendees, hotels, and caterers; however, the impact of the coronavirus is sure to touch contractual agreements across all industries moving forward. How exactly will the coronavirus affect contracts? The answer: it’s complicated.

by Richard A. Vance and Alison M. Zeitlin March 18, 2020
Press Releases

Stites & Harbison welcomes five attorneys

LOUISVILLE, Ky.—Stites & Harbison, PLLC announces the addition of five attorneys to the firm. Three are based in the Louisville, Ky., office; one is based in the Lexington, Ky., office; and one is based in the Nashville, Tenn., office.

by Stites & Harbison, PLLC November 12, 2019